The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Check printing: Fee depends on the style and quantity of check ordered.

Dormant account fee: $5.00
(An account is dormant if for six months you have made no deposits or withdrawals to the account.  This fee is charged each year.)

Overdraft each overdraft paid: $20.00
Overdraft (all overdrafts paid on a day): $20.00
Nonsufficient funds (NSF): each $20.00
Nonsufficient funds (NSF): check $20.00
Nonsufficient funds (NSF): ACH (preauthorized withdrawal) $20.00
Nonsufficient funds (NSF)telephone transfer: $20.00
Special statements: $5.00
Account research: $25.00 per hr
Copies: $0.25 each
Account balancing assistance: $5.00 per hour
Telephone transfer from savings to checking: $2.00
Telephone transfer from savings to savings: $2.00
Stop payments each: $15.00
Account closed within 90 days of opening: $3.00
Photocopies: $0.25 each
Wire transfers (incoming/Non-customer): $25.00
Wire transfers Outgoing: $25.00
Garnishment and Levy Fee: $100.00
Replacement debit cards: $5.00

Lock Boxes:
Small $10.00 per year
Medium $15.00 per year
Large $20.00 per year
Locker $40.00 per year or $7.50 per week

Money Orders:
Non-customer $2.00 per $100.00 not to exceed $10.00
Customer $1.00 per $100.00 with a maximum charge of $5.00

We may require not less than 7 days’ notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.  Withdrawals from a time account prior to maturity or prior any notice period may be restricted and may be subject to penalty.  See your notice of penalty for early withdrawal.